Revolut Pay: How to Redeem RevPoints
Accumulating RevPoints is only half the equation. The real value emerges when you convert those points into immediate discounts at checkout — and Revolut Pay makes redemption remarkably straightforward, turning loyalty points into tangible savings within seconds.
What is Revolut Pay?
Revolut Pay functions as a streamlined payment gateway connecting your Revolut account directly to merchant checkouts. Rather than repeatedly entering card details across different websites, you authorize purchases through your Revolut app with a single tap — using your passcode or biometric authentication for security.
The system operates both online and in physical stores. Online merchants display a "Revolut Pay" button at checkout. In-store transactions use QR codes displayed on Revolut Terminals, which you scan with your phone to complete payment. Your financial details remain encrypted within Revolut's ecosystem, never shared with merchants or stored on external platforms.
Beyond convenience and security, Revolut Pay integrates seamlessly with RevPoints, enabling you to earn accelerated points on purchases while simultaneously redeeming existing points for discounts — a dual benefit unavailable through standard card payments.
Read more:
How to earn extra RevPoints with Revolut PayHow RevPoints Redemption Works
Revolut Pay transforms your accumulated RevPoints into immediate purchase discounts, eliminating the traditional loyalty program delay between earning and using rewards. The redemption mechanism activates automatically when you select Revolut Pay at participating merchant checkouts.
Important limitation
Not every merchant accepting Revolut Pay supports RevPoints redemption. The feature availability depends on individual merchant integration. Before assuming you can redeem points, verify the merchant appears in your app's redemption-enabled list under "Shop with Revolut Pay."
- Fashion: French Connection and select clothing retailers
- Health & Beauty: Dermalogica and premium skincare brands
- Travel: Select airlines and booking platforms
- Entertainment: Various experience and ticket providers
This network continues expanding as Revolut negotiates additional merchant partnerships.
Browse the participating merchant list within your Revolut app under the "Shop with Revolut Pay" section. The interface displays each brand's current earn rate, helping you prioritize purchases with merchants offering the strongest returns.
Redeem for Instant Discounts
Here's where Revolut Pay distinguishes itself from other digital payment methods: it not only speeds up your shopping but converts RevPoints into immediate purchase discounts at checkout.
The entire process takes seconds:
- Select Revolut Pay at a participating merchant's checkout
- Confirm in-app when the payment request appears on your phone
- Choose redemption amount from your available RevPoints balance
- Complete purchase with your discount applied
Imagine you're buying £120 worth of skincare from Dermalogica. You have 7,000 RevPoints accumulated from previous spending. At checkout, you could apply 5,000 points toward a discount (exact conversion rates vary by merchant), reducing your cash outlay while still earning new RevPoints on the purchase. You're simultaneously spending and accumulating points — a compounding effect traditional payment methods don't offer.
Read more:
Are RevPoints really worth it?Maximizing Redemption Value
Check merchant earn rates first: Some Revolut Pay merchants offer dramatically higher earning multipliers. Dermalogica, for instance, provides up to 20 points per £2 spent — a 10x multiplier on Standard plans. Redeeming points at these high-earning merchants means you're quickly replenishing what you spend.
Partial redemptions often make sense: When you're short on cash but rich in points, check if the merchant accepts Revolut Pay and offset costs with your points balance considering partial redemptions that cover 30–50% of purchase costs.
Watch for promotional periods: Merchants occasionally run points boost events or enhanced redemption rates. Timing larger purchases during these promotions multiplies your returns.
Consider the alternative uses: Before redeeming RevPoints through Revolut Pay, compare the value against airline mile conversions. If you're getting less than 0.7p per point value on the merchant redemption, transferring to airline miles might deliver better returns depending on your travel plans.
Read more about other RevPoints features:
