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RevPoints calculator: see what you'll earn and what it's worth

Turn your actual Revolut spending into a transparent RevPoints estimate. Choose your plan, copy a live Shops multiplier, and keep bonuses separate so the result reflects your account.

RevPoints have no fixed monetary value. For planning, this calculator shows independent 0.7p, 1p and 1.5p-per-point scenarios; check the live redemption and its costs before acting.

Calculator model last verified 22 July 2026Structure and links last verified 9 August 2026United KingdomIndependent guide
Plan earning range
0.1–1 point per £1
Official cash value
None — loyalty points
Planning scenarios
0.7p, 1p and 1.5p

Free calculator

Calculate your RevPoints

Start with other eligible monthly spend, then add first-year Shops spend only at a multiplier shown in your app.

1 point per £2 on eligible base spending.

Exclude the Shops spend entered below so the purchase is not counted twice.

Total first-year spend through offers with the same multiplier. Enter £0 when none applies.

Copy the “x” multiplier shown for the live offer. It multiplies your plan's debit-card rate.

Defaults to zero RevPoints. Enter a bonus only when its eligibility and transaction conditions apply to you.

Estimated base points per month400
Estimated first-year points4,800
Independent planning scenarios for the estimated first-year balance
Planning scenarioNon-official rule usedIllustrative value
Conservative0.7p per point£33.60
Central1p per point£48.00
Strong1.5p per point£72.00

Official plan check

Compare the selected Revolut plan

On Metal, this input estimates 4,800 RevPoints in year one.

Check the current fee, earning rate and included benefits on Revolut before changing tier.

See Metal and the other plans on Revolut
What this model assumes: other eligible spend repeats for 12 months; Shops spend is added once at your plan rate × the entered multiplier; the bonus is added once; and all values are gross, before plan fees, transfer taxes, redemption charges or other costs. The 0.7p–1.5p values follow this site's planning methodology; they are not official or guaranteed rates. Compare plan fees and break-even spend.

Estimated base points per month: 400. Estimated first-year points: 4,800. Planning values: £33.60 at 0.7p, £48.00 at 1p, and £72.00 at 1.5p per point.

The short answer

What are RevPoints?

RevPoints is Revolut's loyalty programme. You earn points through eligible card spending and selected in-app offers, then redeem them for airline miles, Stays, experiences, gift cards and other options available in your account.

The valuable part is not simply collecting more points—it is matching the earning method and redemption to the value you can actually use.

Read the complete RevPoints explainer

How RevPoints earning works

Base earning depends on your Revolut plan. Shops offers and bonuses are separate and can vary by account, market, merchant and date.

Base RevPoints earning rates used by the calculator
PlanBase earning ratePoints from £1,000 eligible spendUse in the model
Standard1 point per £10100Base spend only
Plus1 point per £10100Base spend only
Premium1 point per £4250Base spend only
Metal1 point per £2500Base spend only
Ultra1 point per £11,000Base spend only

Shops offers are not hard-coded into this table. Enter the current multiplier visible in your app.

How much are RevPoints worth?

Revolut says RevPoints have no fixed monetary value. The useful comparison is the value you receive after fees against the cash price you would otherwise pay.

Independent planning scenarios per 1,000 RevPoints
ScenarioIllustrative valueNon-official value per point
Conservative£70.7p
Central£101p
Strong£151.5p

These scenarios are editorial modelling aids, not current gift-card, Stays or airline redemption rates.

See the full value methodology and route-specific evidence

RevPoints calculator questions

How many RevPoints will I earn?

Your base earning rate depends on your Revolut plan. The calculator repeats other eligible monthly spend for 12 months, then adds first-year Shops spend at the multiplier you enter and a bonus only when you know you qualify for it.

How much are 1,000 RevPoints worth?

RevPoints have no fixed monetary value. For planning, 1,000 points equal £7 at 0.7p each, £10 at 1p each, or £15 at 1.5p each. These are independent scenarios, not guaranteed redemption rates.

What should I enter as the Shops multiplier?

Enter the multiplier shown in your Revolut app for the Shops offer. It multiplies your plan's debit-card earning rate and can vary by account, market, merchant and date.

Does the calculator include every bonus?

No. It includes only the bonus amount you enter. This avoids assuming that a welcome, upgrade or challenge reward applies to every user.

What is usually the best-value use of RevPoints?

There is no route that is always best. Compare the live redemption with the cash price and any transfer or redemption costs; strong airline redemptions can be valuable, but availability and fees matter.

Methodology and primary sources

The calculator separates plan earning, Shops offers and bonuses so account-specific rewards are not presented as universal. Value estimates are illustrative and should be checked against the live redemption before transferring points.