Official plan check
Compare the selected Revolut plan
On Metal, this input estimates 4,800 RevPoints in year one.
Check the current fee, earning rate and included benefits on Revolut before changing tier.
See Metal and the other plans on RevolutTurn your actual Revolut spending into a transparent RevPoints estimate. Choose your plan, copy a live Shops multiplier, and keep bonuses separate so the result reflects your account.
RevPoints have no fixed monetary value. For planning, this calculator shows independent 0.7p, 1p and 1.5p-per-point scenarios; check the live redemption and its costs before acting.
Free calculator
Start with other eligible monthly spend, then add first-year Shops spend only at a multiplier shown in your app.
1 point per £2 on eligible base spending.
Exclude the Shops spend entered below so the purchase is not counted twice.
Total first-year spend through offers with the same multiplier. Enter £0 when none applies.
Copy the “x” multiplier shown for the live offer. It multiplies your plan's debit-card rate.
Defaults to zero RevPoints. Enter a bonus only when its eligibility and transaction conditions apply to you.
| Planning scenario | Non-official rule used | Illustrative value |
|---|---|---|
| Conservative | 0.7p per point | £33.60 |
| Central | 1p per point | £48.00 |
| Strong | 1.5p per point | £72.00 |
Official plan check
On Metal, this input estimates 4,800 RevPoints in year one.
Check the current fee, earning rate and included benefits on Revolut before changing tier.
See Metal and the other plans on Revolut ↗Estimated base points per month: 400. Estimated first-year points: 4,800. Planning values: £33.60 at 0.7p, £48.00 at 1p, and £72.00 at 1.5p per point.
The short answer
RevPoints is Revolut's loyalty programme. You earn points through eligible card spending and selected in-app offers, then redeem them for airline miles, Stays, experiences, gift cards and other options available in your account.
The valuable part is not simply collecting more points—it is matching the earning method and redemption to the value you can actually use.
Base earning depends on your Revolut plan. Shops offers and bonuses are separate and can vary by account, market, merchant and date.
| Plan | Base earning rate | Points from £1,000 eligible spend | Use in the model |
|---|---|---|---|
| Standard | 1 point per £10 | 100 | Base spend only |
| Plus | 1 point per £10 | 100 | Base spend only |
| Premium | 1 point per £4 | 250 | Base spend only |
| Metal | 1 point per £2 | 500 | Base spend only |
| Ultra | 1 point per £1 | 1,000 | Base spend only |
Shops offers are not hard-coded into this table. Enter the current multiplier visible in your app.
Revolut says RevPoints have no fixed monetary value. The useful comparison is the value you receive after fees against the cash price you would otherwise pay.
| Scenario | Illustrative value | Non-official value per point |
|---|---|---|
| Conservative | £7 | 0.7p |
| Central | £10 | 1p |
| Strong | £15 | 1.5p |
These scenarios are editorial modelling aids, not current gift-card, Stays or airline redemption rates.
Move from a rough estimate to the decision you are trying to make.
Your base earning rate depends on your Revolut plan. The calculator repeats other eligible monthly spend for 12 months, then adds first-year Shops spend at the multiplier you enter and a bonus only when you know you qualify for it.
RevPoints have no fixed monetary value. For planning, 1,000 points equal £7 at 0.7p each, £10 at 1p each, or £15 at 1.5p each. These are independent scenarios, not guaranteed redemption rates.
Enter the multiplier shown in your Revolut app for the Shops offer. It multiplies your plan's debit-card earning rate and can vary by account, market, merchant and date.
No. It includes only the bonus amount you enter. This avoids assuming that a welcome, upgrade or challenge reward applies to every user.
There is no route that is always best. Compare the live redemption with the cash price and any transfer or redemption costs; strong airline redemptions can be valuable, but availability and fees matter.
The calculator separates plan earning, Shops offers and bonuses so account-specific rewards are not presented as universal. Value estimates are illustrative and should be checked against the live redemption before transferring points.