Spare Change automatically rounds each card purchase to the nearest pound/euro, converting the difference into RevPoints at a rate of 50 points per £/€1 (or £/€0.02 per point). Buy lunch for £/€8.45—it rounds to £/€9.00, and that 55p becomes 27.5 points. Fill petrol for £/€63.12—round to £/€64.00 for 44 points.

The feature works across all your Revolut cards—physical and virtual—catching every eligible purchase automatically. But first you need to enable it manually.

Setting it up takes seconds:

Here's where Spare Change gets really interesting. Revolut lets you pick a multiplier from x1 to x10, which means you can boost your RevPoints accumulation dramatically.

The app gives this example: spend £/€1.10, round up, and £/€0.90 goes to buying 45 RevPoints—SpareChange always exchanges at £/€0.02 per point no matter which plan you’re on. So using that same logic, here's what it looks like.

Spare Change works brilliantly for frequent small-purchase users: daily coffee runs, lunch spots, transport top-ups, grocery shops. For someone making 40 monthly transactions with average £/€0.5p round-ups will add up like this:

You can easily change the Spare Change multiplier in the app. If you like, you can even tweak it before each purchase to stay in control of your budget