Are RevPoints worth it? A balanced UK value review

For UK planning, RevPoints are worth modelling at 0.7p–1.5p each. They are most likely worth it for people who already want Revolut's account benefits and can use strong transfers; they are less compelling if you upgrade only for points or prefer guaranteed cashback.

That is an independent planning range, not a cash value. Revolut says RevPoints are not money and shows the live redemption in-app; your net result depends on eligible spend, plan fees and the reward you can actually use.

Balanced editorial review

Verdict: useful for existing Revolut travellers, not a reason to upgrade alone

The balance is positive when you already want the Revolut plan and can use an efficient redemption; it turns negative when plan fees or a simpler cashback alternative outweigh the points.

Works best when

One app combines everyday spending with airline and hotel transfers.
Metal and Ultra can earn faster than Standard on eligible spend.
The calculator makes the value threshold explicit.

Think twice when

RevPoints are not cash and each point expires after three years.
Paid-plan fees can exceed points-only value.
Cashback is simpler when you want a guaranteed pound return.

Official plan check

Check the current RevPoints earn rates and plan fees

Use the review as a filter, then verify the live plan price, included benefits and RevPoints rate before upgrading.

Compare plans on Revolut

Official fixed value: None
Selected airline transfers: Up to 1:1 — check app
Expiry: 3 years after earning

RevPoints value calculator

Enter your balance to see three planning outcomes. The calculator uses the same transparent formula for every amount.

Your RevPoints balance

Use whole points. This estimates value; it does not perform a redemption.

Conservative scenario £70 0.7p per point

Rounded from a dated historical gift-card example, not a current redemption rate.

Round-number scenario £100 1.0p per point

A neutral planning yardstick for comparing a redemption with other options.

Ambitious scenario £150 1.5p per point

A target scenario—not a guarantee that a flight or other redemption will deliver it.

Formula: estimated pounds = points × scenario pence ÷ 100. Fees, taxes, availability and programme changes are not included.

How much redemption value can RevPoints deliver?

These are modelled amounts, not Revolut valuations. Use them to set a threshold before choosing a redemption.

Estimated RevPoints values under three non-official planning scenarios
RevPoints	At 0.7p	At 1.0p	At 1.5p
1,000	£7	£10	£15
5,000	£35	£50	£75
10,000	£70	£100	£150
25,000	£175	£250	£375
50,000	£350	£500	£750
100,000	£700	£1,000	£1,500

Why does this guide use 0.7p?

An expired Revolut promotion running from 29 June to 6 July 2026 listed a £5 Google Play gift card for 700 RevPoints before its promotional reimbursement. £5 ÷ 700 is about 0.71p per point.

We round that down to 0.7p as a conservative historical-example scenario. It is not a current general redemption rate, a cash-out option or a promise that the same offer will return.

£5 ÷ 700 points ≈ 0.71p per point

How to judge a redemption

The useful question is not “What is every RevPoint worth?” but “What value does this specific redemption give me?”

Find the real alternative cost

Use the cash price you would genuinely pay for the same flight, stay or reward—not an inflated price you would reject.

Subtract unavoidable cash

Deduct taxes, fees and other cash required alongside the points so you compare like with like.

Divide by the points used

Multiply the remaining pounds by 100, then divide by the RevPoints used to get pence per point.

Example method

If a reward replaces £180 of spend, requires £30 in unavoidable cash and uses 12,000 points, the modelled value is 1.25p per point.

This is a worked planning example only; it is not a claim about a currently available redemption.

(£180 − £30) × 100 ÷ 12,000 = 1.25p

How quickly do UK plans earn RevPoints?

Rates below apply to eligible card spending. Monthly plan fees and earn rates were checked on 9 August 2026. This does not value the plans’ other benefits.

UK Revolut plan prices and RevPoints earning rates
Plan	Monthly price	Earn rate	Points from £1,000 eligible spend
Standard	Free	1 per £10	100
Plus	£3.99	1 per £10	100
Premium	£7.99	1 per £4	250
Metal	£14.99	1 per £2	500
Ultra	£55	1 per £1	1,000

The final column is simple arithmetic using the published earning rate. It assumes all £1,000 is eligible spend and excludes promotional or merchant-specific points.

Airline transfer facts

The five Avios programme ratios below remain a deliberately narrow public-evidence set last verified at 1:1 on 18 July 2026. Available partners and ratios can change, so confirm the transfer shown in the Revolut app before committing.

Scope note: this five-row table is not the full partner list. The current UK directory documents 14 public programmes: 9 airline and 5 hotel programmes, checked 9 August 2026. See the full transfer-partner directory and programme-change news.

Verified RevPoints airline transfer ratios and expected timing
Programme	Verified ratio	Timing guidance
British Airways Club	1 RevPoint → 1 Avios	Usually immediate
Iberia Plus	1 RevPoint → 1 Avios	Usually immediate
AerClub	1 RevPoint → 1 Avios	Usually immediate
Vueling Club	1 RevPoint → 1 Avios	Allow up to 2 working days
Qatar Airways Privilege Club	1 RevPoint → 1 Avios	Allow up to 2 working days

Check before you transfer

Airline Mile redemptions are final and cannot be reversed. Revolut’s generic per-transaction range is 1 to 999,999 points.

British Airways, Iberia and AerClub transfers are usually immediate. Revolut advises allowing up to two working days when miles have not appeared, depending on the partner.

1 RevPoint → 1 airline mile
for the programmes listed above

What do you give up by earning RevPoints instead of cashback or Avios?

The opportunity cost is the reward, certainty or flexibility you could have earned on the same eligible spend elsewhere. Compare net value after fees, not just the number of points.

Editorial comparison of RevPoints, American Express Membership Rewards and Chase UK cashback, checked 9 August 2026
Reward route	Published earning baseline	What you gain	What you give up or take on	Internal guide
Revolut RevPoints	1 point per £10 on Standard and Plus, £4 on Premium, £2 on Metal and £1 on Ultra for eligible spend.	Airline and hotel transfer options inside an account you may already use.	No fixed cash value; three-year rolling expiry; paid-plan fees can erase points-only value.	Compare plan break-even
Amex Membership Rewards	1 Membership Rewards point per £1 of eligible base spend on selected UK cards; card-specific bonuses can differ.	A wider points ecosystem and no points expiry while the eligible account remains open and compliant.	Credit eligibility, possible annual fees, merchant acceptance and interest if the balance is not repaid in full.	Revolut Metal vs Amex Gold
Chase UK cashback	2% on eligible UK and Channel Islands categories, capped at £20 a month, after meeting the published monthly qualification rules.	A cash-denominated return that is easier to value than points.	Category limits, a monthly cap, at least 15 qualifying payments and £1,000+ across Chase savers to qualify for the following month.	Use the wider rewards comparison

Practical decision rule

Choose RevPoints when the Revolut plan makes sense before points and you have a redemption you can price. Prefer a simpler cashback route when certainty matters more than transfer upside. Compare Avios routes only after checking award availability and unavoidable cash charges.

When do RevPoints expire?

Each RevPoint is valid for three years after it is earned.

This is a rolling rule: points earned on different dates have their own three-year validity periods. It is another reason to compare a usable redemption now with a hypothetical future one.

RevPoints value questions

Do RevPoints have a fixed cash value?

No. Revolut states that RevPoints have no fixed monetary value, and its terms say they are not money or currency. The exact value depends on the redemption shown in the app. The 0.7p, 1.0p and 1.5p figures on this page are independent planning scenarios.

How much are 1,000 RevPoints worth?

Under this guide’s planning scenarios, 1,000 RevPoints model as £7 at 0.7p, £10 at 1.0p or £15 at 1.5p per point. These are estimates, not official redemption rates.

How much are 10,000 RevPoints worth?

Under the same scenarios, 10,000 RevPoints model as £70 at 0.7p, £100 at 1.0p or £150 at 1.5p per point.

Can I transfer RevPoints to Avios?

Yes. The verified programmes on this page are British Airways Club, Iberia Plus, AerClub, Vueling Club and Qatar Airways Privilege Club, each at 1 RevPoint to 1 Avios as checked on 18 July 2026. Confirm the live ratio in the Revolut app before transferring.

How long does a RevPoints airline transfer take?

Transfers to British Airways, Iberia and AerClub are usually immediate. Revolut advises that miles can take up to two working days to appear depending on the partner.

Can I reverse an airline transfer?

No. Revolut says Airline Mile redemptions are final and cannot be reversed.

When do RevPoints expire?

Each point is valid for three years from the date it was earned.

Is 0.7p an official RevPoints value?

No. It is a conservative historical-example benchmark derived from an expired June–July 2026 promotion that listed a £5 Google Play gift card for 700 RevPoints before promotional reimbursement. It is not a current general rate.

Put the estimate to work

A value target is useful only when you compare it with an actual way to earn or redeem your points.

Find the best uses Grade a proposed redemption and see which options deserve closer attention. Compare RevPoints with Amex Model how the two reward systems compare for your spending. Browse RevPoints Shops Explore tracked brands and their published earning rates.

Methodology and sources

Structure, plan rates, current partner count and comparison inputs checked: 9 August 2026 · Five displayed Avios ratios and timing guidance last verified: 18 July 2026 · Market: United Kingdom · Rev Points Guide is not owned, operated or endorsed by Revolut or any airline programme.

Published plan prices, earn rates, expiry and transfer rules come from Revolut. Planning scenarios and worked calculations are RevPointsGuide estimates and are labelled as such. Check the Revolut app before acting because programme details and available redemptions can change.