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Revolut Pay: Earn Extra RevPoints

For regular online shoppers and frequent travelers, Revolut Pay creates a compounding value loop. You earn up to 2x points on purchases, redeem those points for immediate discounts on future purchases, then earn new points on the discounted amount. This cycle generates returns unavailable through standard card spending.

What is Revolut Pay?

Revolut Pay is a streamlined payment method that lets you complete purchases directly from your Revolut account without repeatedly entering card or bank details. When shopping online, look for the Revolut Pay button at checkout. For in-person transactions, scan the QR code displayed on Revolut Terminals.

The system works across 20,000+ participating brands spanning travel, fashion, health and beauty, entertainment, and more. Your payment details stay encrypted by Revolut Secure throughout every transaction, never shared with merchants or stored on external sites. Each purchase requires in-app confirmation using your passcode or biometric data, giving you complete control.

Revolut Pay benefits

Check the participating merchant list in your Revolut app today. If even half your regular purchases happen with supporting brands, activating Revolut Pay becomes a straightforward decision.

When Revolut Pay Makes Most Sense

Revolut Pay delivers maximum value in three scenarios: frequent online shopping, travel bookings, and purchases from brands offering points multipliers.

Travel: Consider travel bookings through platforms like Booking.com, which has integrated Revolut Pay directly into its checkout flow. Instead of manually entering card details for each reservation, you confirm payment with a single tap in your Revolut app while earning up to double RevPoints on the booking amount. A £200 hotel stay that would normally earn 100 points (on a Metal plan) suddenly generates 200 points through Revolut Pay.

Read more: What are RevPoints?

Brand promotions: Airlines present another compelling use case. Wizz Air, TAP Air Portugal, Vueling, and Aer Lingus all accept Revolut Pay, with some regularly running points boost promotions. These carriers often display earn rates directly in the app—typically 2 points per £2 spent, though promotional periods can increase this substantially.

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Pro tip

Combine Revolut Pay point accumulation with airline miles redemption: accelerate earning at 2x rates, transfer to airline miles at 1:1, and leverage premium redemption opportunities across airline partners.

Read more: How to convert RevPoints to airline miles

Frequent shopping: The convenience factor extends beyond points. No fumbling for wallet details during checkout, no concerns about payment security on unfamiliar merchant sites, and instant transaction confirmation without waiting for SMS codes or email verifications.

Revolut Pay mobile

Browse the participating merchant list within your Revolut app under the "Shop with Revolut Pay" section. The interface displays each brand's current earn rate, helping you prioritize purchases with merchants offering the strongest returns.

Key Revolut Pay Features Worth Knowing

Buyer Protection: If a merchant fails to fulfill your order, you can raise a claim through Revolut's customer support team 24/7. This protection covers Revolut Pay transactions, adding a safety net beyond standard card payment protections.

Transaction Processing: Most Revolut Pay payments complete instantly, though some appear as "pending" while merchants process them. If a payment remains pending for seven days, funds automatically return to your account.

No Limits or Fees: Unlike some digital payment methods, Revolut Pay imposes no transaction limits and charges no fees to users. Make unlimited purchases without worrying about hitting caps or incurring processing charges.

Read more about other RevPoints features:

Good to know · July 2026

Why your boosted RevPoints offer disappeared

The most common complaint about boosted partner rates: you click a 20x offer, pay, and get 2x — or the brand vanishes from the list overnight. The mechanism: boosted rates are funded by hidden per-retailer budgets, the rate is not locked when you click, and offers can change or exhaust mid-checkout. Documented swings include Apple dropping from 20x/10x to 1x and Morrisons disappearing then returning at 20x. Rates also differ by country and account.

Protect yourself: check the rate shown at the moment of checkout (not in an old screenshot of the list), screenshot the offer as you pay in case you need to dispute, and treat any boosted rate as "this week only". The Uber and Lime 10x partnership (June 2026) is a separate arrangement and has been stable so far.

Based on Revolut's terms and consistent user reports. Last verified: 8 July 2026.

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